Buyback Program

We buy your home directly, giving you immediate relief from foreclosure

Perfect for You If...

The buyback program is perfect for someone who wants to stop their foreclosure but ultimately wants to stay in the home long term.

This works great for someone who believes that within 6-12 months they will be in a position to qualify for a new mortgage and purchase the home back.

This also could be a great option if the foreclosing mortgage was in someone else's name and now a new party wants to purchase the home at a later date.

There are many different nuances to this program so it is best to book a call with our team so we can talk through things.

Book A Call

How It Works — Step by Step

1

Synergy will conduct a needs analysis call with you to determine where things are at and what you would like to see happen.

2

With this information we can deliver an initial proposal which will lay out approximate figures for you

3

We will sign the paperwork and then send all the information over to the closing attorney so they can run title

4

We finalize everything with you (sometimes in as little as 48 hours) and get the foreclosure stopped by wiring in reinstatement funds. If you are receiving any equity up front it will also be paid at this time.

5

We then will stay in touch with you leading up to your buyback deadline. We can connect you with potential lenders as needed

6

If the buyback is completed then title will transfer back to you the seller and the transaction will be complete!

7

If the buyback is not completed then either an extension will be discussed or the buyback will be void and the home will convert to our reinstate and retail program.

Choose Your Package

Silver Package

  • Short Buyback Period: Up to 90 days
  • Equity Access: Up to $2,500 up front
  • All closing costs covered up front by Synergy
  • Mobile closing coordination (we come to you)
  • $40K net equity spread for Synergy with the buyback price

Gold Package

  • Extended Buyback Period: Up to 6 months
  • Equity Access: Up to $7,500 up front
  • All probate and closing costs covered up front by Synergy (to be added to buyback price)
  • Mobile closing coordination (we come to you)
  • $50K net equity spread for Synergy with the buyback price

Platinum Package

  • Longer Buyback Period: Up to 9 months
  • Equity Access: Up to $15,000 up front
  • All probate and closing costs covered up front by Synergy (to be added to buyback price)
  • Mobile closing coordination (we come to you)
  • $65K net equity spread for Synergy with the buyback price

Diamond Package

  • Longest Buyback Period: Up to one year
  • Equity Access: Up to $20,000
  • All probate and closing costs covered up front by Synergy (to be added to buyback price)
  • Mobile closing coordination (we come to you)
  • $75K net equity spread for Synergy with the buyback price